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We realize that privacy is a critical and growing concern of our society. Our goal is to protect your personal information while providing you financial products and services to accomplish your financial goals. We believe your privacy should not be compromised. Our privacy policy regarding any personal information you may supply to us is described below.

Recognition of Customer’s Expectation of Privacy

Prairie Community Bank recognizes and respects the privacy expectations of its customers and will take the necessary steps to protect the privacy of the information to those with a business reason for knowing such information. Prairie Community Bank employees are educated so they understand the importance of confidentiality and customer privacy. Prairie Community Bank also takes appropriate disciplinary measures to enforce employee privacy responsibilities.

Use, Collection and Retention of Customer Information

Your relationship is important to us, and we are committed to providing you with the best service. Prairie Community Bank collects, retains and uses information, from you the customer, as well as outside sources, only when Prairie reasonably believes it would be in your best interest (and allowed by law) in administering business and to provide products, services and other opportunities to its customers.

Maintenance of Accurate Information

Prairie Community Bank has established procedures to ensure your financial information is accurate, current and complete in accordance with reasonable commercial standards. We will respond to requests to correct inaccurate information in a timely manner.

Protection of Information via Established Security Procedures

Prairie Community Bank maintains appropriate security standards and procedures to prevent unauthorized access to customer information.

Restrictions on the Disclosure of Account Information

It is our policy not to reveal specific information about customer accounts or other personally identifying data to unaffiliated third parties for their independent use, except for the exchange of information with reputable credit reporting agencies to maximize the accuracy and security of such information or in the performance of bona fide corporate due diligence, unless 1) the information is provided to help complete a customer initiated transaction; 2) you request or authorize that the information be revealed; 3) the disclosure is required or allowed by law. Prairie Community Bank will NOT distribute or sell personal information about bank customers to other organizations.

Maintaining Your Privacy in Business Relationships with Third Parties

When Prairie Community Bank conducts business with third parties; it will require its vendors and suppliers to maintain similar standards of conduct regarding the privacy of personally identifiable financial information provided to them. Personally identifiable financial information is any information obtained by Prairie Community Bank in the process of providing a financial product or service. This does not include information that is available in the public records, such as: real estate records, security interest filings, telephone directories, information in newspapers, on radio, television, or on unrestricted websites.

Providing Privacy Information to You and Responding to Inquiries

Prairie Community Bank recognizes and respects the privacy expectations of our customers. We want you to understand our commitment to privacy in our use of your information. As a result of our commitment, we have developed this Privacy Policy, which is made readily available to you. If you have questions about this Privacy Policy or have a question about the privacy of your information please contact us at 815-568-4100.


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