Prairie Community Bank offers a variety of loan products to meet the needs of our community. Whether you’re building a new house or buying a new car, Prairie Community Bank has the loan for you.

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• 1-4 Family Dwelling
• No Application Fee
• Primary or second home residence
• Originated and serviced by locally owned and operated Prairie Community Bank
• Purchase or refinance
• Low closing costs
• Quick loan approval and closing
• Wide variety of terms
• Balloon payment options available

Applications:

• Residential Loan Application (PDF)

• Competitive interest rates
• Purchase or refinance
• Low closing costs

Applications:

• Residential Loan Application (PDF)

• Multiple advance loans for construction of residential property
• Competitive interest rates
• Interest only loan
• Reduction in loan fees if Prairie Community Bank funds the permanent end loan

Applications:

• Residential Loan Application (PDF)

• Revolving line of credit used for any purpose
• Low interest only monthly payment
• Flexible Terms
• Minimal Closing Costs
• Fixed interest rates
• Checks provided by the bank are used to access available funds from your line

Applications:

• Fixed Rate Home Equity Line of Credit Application (PDF)

• Term loan with fixed payments of principal and interest
• Competitive Rates
• Flexible Terms available
• Minimal closing cost

Applications:

• Fixed Home Equity Loan Application (PDF)

• Revolving line of credit used for any purpose
• Low interest only monthly payment
• No closing costs
• Competitive variable interest rate
• Checks provided by the bank are used to access available funds from your line

Applications:

• Bronze Home Equity Line of Credit Application (PDF)
• Silver Home Equity Line of Credit Application (PDF)
• Gold Home Equity Line of Credit Application (PDF)

• Competitive interest rates
• Flexible terms available
• 0.25% rate reduction available for loans originated with an auto-draft from a Prairie Community Bank deposit account

Applications:

• Credit Application (PDF)

• Loans available for various business purposes such as working capital, improvements, purchase equipment, etc.
• Competitive interest rates
• Revolving lines of credit or fully amortized loans available
• Lending decisions made quickly by local lenders who understand the needs of our community

Applications:

• Personal Financial Statement (PDF)

• Multiple advance loans for construction of commercial property
• Competitive interest rates
• Interest only loan
• Reduction in loan fees if Prairie Community Bank funds the permanent end loan

Applications:

• Personal Financial Statement (PDF)

• Loans for unimproved or improved land
• Purchase or refinance land
• Developed or undeveloped land
• Purchase for future development, building, or investment purposes
• Competitive interest rates
• Flexible terms to meet your specific need

Applications:

• Personal Financial Statement (PDF)

• Vacant Land Loans
• “Our Own Home” Program
• Student Loans

For additional information, please contact:

• Business/Commercial Loans:
   
  • Jim Reynolds
    Vice President Commercial Banking
    E-mail: jreynolds@prairiecommunitybank.com
     
  • Dianna K. Torman
    President and CEO
    E-mail: dtorman@prairiecommunitybank.com
    

   

• Consumer/Mortgage Loans:
   
  • Denise Swanson
    Retail Banking Specialist
    E-mail: dswanson@prairiecommunitybank.com
     
  • Amy L. Thiede
    Retail Banking Supervisor
    E-mail: athiede@prairiecommunitybank.com
     
• Lizeth Dela Cruz
  Retail Banking Specialist
  E-mail: ldelacruz@prairiecommunitybank.com

 
• Amanda Nizzi
  Retail Banking Specialist
  E-mail: anizzi@prairiecommunitybank.com

Call today to become a part of our banking family.
Prairie Community Bank: (815) 568-4100