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Prairie Community Bank offers a variety of loan products to meet the needs of our community. Whether you’re building a new house or buying a new car, Prairie Community Bank has the loan for you.

Consumer Loans

Commercial Loans

Other

 

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Home Mortgages

Prairie Community Bank is, "Exactly like no other bank." Let us show you how our licensed mortgage loan professionals are attentive to your needs in ways that go above and beyond what is expected. Each detail of your transaction is handled with the customer service Prairie Community Bank is known for. We are pleased to be able to meet your needs in Illinois and all 49 other states as well.

Residential Mortgages
FHA Financing
USDA Loans
Home Equity Loans
Investment Financing
Free Mortgage Qualification

Mortgage Refinancing
VA Mortgages
Fixed Rate Loans
Jumbo Mortgages
Second Home Financing

For more information, contact:

Kim Velasquez — NMLS # 1089982
Office: 815-568-4100
kvelasquez@prairiecommunitybank.com

Denise Swanson — NMLS # 451847
Office: 815-568-4100
dswanson@prairiecommunitybank.com


Construction Loans – Consumer
  • Multiple advance loans for construction of residential property
  • Competitive interest rates
  • Interest only loan
  • Reduction in loan fees if Prairie Community Bank funds the permanent end loan

Applications:


Fixed Rate Home Equity Line of Credit
  • Revolving line of credit used for any purpose
  • Low interest only monthly payment
  • Flexible Terms
  • Minimal Closing Costs
  • Fixed interest rates
  • Checks provided by the bank are used to access available funds from your line

Applications:


Home Equity Loan
  • Term loan with fixed payments of principal and interest
  • Competitive Rates
  • Flexible Terms available
  • Minimal closing cost

Applications:


Home Equity Line of Credit
  • Revolving line of credit used for any purpose
  • Low interest only monthly payment
  • Competitive variable interest rate
  • Checks provided by the bank are used to access available funds from your line

Applications:


Auto Loans
  • Competitive interest rates
  • Flexible terms available
  • 0.25% rate reduction available for loans originated with an auto-draft from a Prairie Community Bank deposit account

Applications:


Business Loans
  • Loans available for various business purposes such as working capital, improvements, purchase equipment, etc.
  • Competitive interest rates
  • Revolving lines of credit or fully amortized loans available
  • Lending decisions made quickly by local lenders who understand the needs of our community

Applications:


Construction Loans – Business
  • Multiple advance loans for construction of commercial property
  • Competitive interest rates
  • Interest only loan
  • Reduction in loan fees if Prairie Community Bank funds the permanent end loan

Applications:


Land/Development Loans – Business
  • Loans for unimproved or improved land
  • Purchase or refinance land
  • Developed or undeveloped land
  • Purchase for future development, building, or investment purposes
  • Competitive interest rates
  • Flexible terms to meet your specific need

Applications:


Other Loan Products Available:
  • Vacant Land Loans
  • “Finally Home” Program

Contact Information

For additional information, please contact:

Call today to become a part of our banking family.
Prairie Community Bank: (815) 568-4100


FDIC

Prairie Community Bank
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