- Minimum $100.00 to open
- Minimum daily balance of $100.00 to avoid quarterly fee of $6.00
- Six free withdrawals per quarter
- $3.00 fee per withdrawal over six per quarter
- Interest paid quarterly
- Minimum $1.00 to open
- No minimum balance required
- No monthly service fee
- Interest paid quarterly
- For Adventure Club information click HERE!
- Minimum $1,000.00 to open
- Minimum daily balance of $1,000.00 to earn Interest
- Six free withdrawals per quarter
- $3.00 fee per withdrawal over six per quarter
- Interest paid quarterly
- Interest compounded and paid quarterly on balances over $1,000.00.
- Minimum $10.00 to open
- No minimum balance required
- No monthly service fee
- Interest is paid at maturity
A Health Savings Account (HSA) is designed to help eligible individuals with a High Deductible Health Plan (HDHP) save for qualified medical expenses on a tax-advantaged basis.
A High Deductible Health Plan (HDHP) is health insurance that generally offers lower premiums in exchange for a higher deductible. Individuals or employers can save by contributing money to their Health Savings Account and using that money to pay medical expenses.
- Ownership and control of your account - even if your employer contributes to it
- Tax-advantaged contributions, earnings and withdrawals for qualified expenses*
- Protection against high or unexpected medical bills
- Funds roll over from year to year - no need to worry about using up the balance by year's end
Prairie Community Bank HSA Features
- No setup fee
- Free HSA MasterCard® debit card
- Free Online Banking, including online statements and check images
- Free Online Bill Payment
- No transaction fees
- Monthly account statements
- Access to your account at convenient Prairie Community Bank
Requirements:
- Qualifying High Deductible Heath plan
- $100 Minimum to Open
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