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Personal Accounts
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Account
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Mininum Balance to Open Account
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Minimum Balance to Obtain APY*
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Interest Rate
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APY*
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N.O.W.
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$1,000.00
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No interest paid under $1,000.00
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0.00%
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0.00%
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$1,000.00
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0.07%
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0.07%
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$5,000.00
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0.10%
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0.10%
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Right N.O.W.
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$2,500.00
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$2,500.00
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0.10%
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0.10%
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Gold'n Silver N.O.W.
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$5.00
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$0.01
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0.07%
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0.07%
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$1,000.00
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0.07%
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0.07%
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$5,000.00
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0.10%
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0.10%
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Health Savings Account
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$100.00
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$100.00
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0.50%
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0.50%
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Statement Savings
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$100.00
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$100.00
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0.25%
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0.25%
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Spotlight Savings
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$1,000.00
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$1,000.00
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0.25%
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0.25%
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Kool Kid Savings
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$25.00
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$25.00
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0.25%
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0.25%
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Christmas Club
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$10.00
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$10.00
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1.00%
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1.00%
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EXTRA Money Market
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$1,000.00
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$1,000.00
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0.30%
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0.30%
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$50,000.00
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0.40%
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0.40%
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$100,000.00
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0.50%
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0.50%
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Prairie Money Market
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$10,000.00
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$10,000.00
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0.35%
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0.30%
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$50,000.00
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0.40%
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0.40%
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$100,000.00
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0.55%
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0.55%
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$250,000.00
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0.75%
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0.75%
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- *APY=Annual Percentage Yield
- Rates are effective as of 09/07/10
- Rates are subject to change at any time without prior notice.
- Fees may reduce earnings
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Certificate of Deposit Rates
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Account
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Mininum Balance to Open Account
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Minimum Balance to Obtain APY*
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Interest Rate
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APY*
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30 Day
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$5,000.00
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$5,000.00
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0.15%
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0.15%
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90 Day
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$5,000.00
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$5,000.00
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0.15%
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0.15%
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6 Month
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$5,000.00
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$5,000.00
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0.25%
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0.25%
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1 Year
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$1,000.00
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$1,000.00
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0.60%
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0.60%
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18 Month
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$1,000.00
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$1,000.00
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0.75%
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0.75%
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2 Year
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$1,000.00
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$1,000.00
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0.85%
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0.85%
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30 Month
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$1,000.00
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$1,000.00
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0.80%
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0.80%
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3 Year
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$1,000.00
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$1,000.00
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1.20%
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1.21%
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4 Year
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$1,000.00
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$1,000.00
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1.50%
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1.51%
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5 Year
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$1,000.00
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$1,000.00
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1.98%
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2.02%
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- *APY=Annual Percentage Yield
- Rates are effective as of 09/07/10.
- Rates are subject to change at any time without prior notice.
- Substantial penalty for early withdrawal from certificates of deposit.
- Annual percentage yield assumes rate remains the same for one year on maturities less than one year and that interest is added to the principal on all accounts.
- Fees may reduce earnings.
- Ask for more information about these accounts.
- Rates and terms for jumbo certificates of deposit available upon request.
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Business Accounts
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Account
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Minimum Balance to Open Account
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Minimum Balance to Obtain APY*
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Interest Rate
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APY*
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Business N.O.W.
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$1,000.00
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$1,000.00
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0.07%
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0.07%
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$5,000.00
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0.10%
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0.10%
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Business RIGHT N.O.W.
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$2,500.00
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$2,500.00
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0.10%
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0.10%
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Business Savings
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$500.00
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$500.00
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0.25%
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0.25%
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EXTRA Business Money Market
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$2,500.00
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$2,500.00
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0.30%
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0.30%
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$50,000.00
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0.40%
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0.40%
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$100,000.00
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0.55%
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0.55%
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$250,000.00
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0.75%
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0.75
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- *APY=Annual Percentage Yield
- Rates are effective as of 09/07/10.
- Rates are subject to change at any time without prior notice.
- Substantial penalty for early withdrawal from certificates of deposit.
- Annual percentage yield assumes rate remains the same for one year on maturities less than one year and that interest is added to the principal on all accounts.
- Fees may reduce earnings.
- Ask for more information about these accounts.
- Rates and terms for jumbo certificates of deposit available upon request.
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Promotional Rates
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Account
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Minimum Balance to Open
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Minimum Balance to Obain APY*
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Interest Rate
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Annual Percentage Yield (APY*)
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8 Month CHOICE CD
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$1,000.00
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$1,000.00
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0.75%
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0.75%
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14 Month CHOICE CD
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$1,000.00
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$1,000.00
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1.10%
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1.10%
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59 Month CD
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$1,000.00
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$1,000.00
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2.23%
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2.25%
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- *APY=Annual Percentage Yield
- Rates are effective as of 09/07/10.
- Rates are subject to change at any time without prior notice.
- Substantial penalty for early withdrawal from certificates of deposit.
- Annual percentage yield assumes rate remains the same for one year on maturities less than one year and that interest is added to the principal on all accounts.
- Fees may reduce earnings.
- Ask for more information about these accounts.
- Rates and terms for jumbo certificates of deposit available upon request.
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