Home Equity Loans

Prairie Community Bank's Home Equity Loans give you access to the equity you've built in your home, either all in one lump sum (Home Equity Loan) or as a line of credit you can access as you need it (Home Equity Line of Credit).  Whether you are adding on, renovating, or needing to cash out your equity for another purpose, Prairie Community Bank is here to help. Our branches are nearby in MarengoElgin, and Union IL and are ready to serve you, contact us today!

Begin your application online at the button below, or call one of our locations today to learn more.


Home Equity Loan

  • Term loan with fixed payments of principal and interest
  • Competitive Rates
  • Flexible Terms available
  • Minimal closing cost

Contact us at 815-568-4100

 To apply for a mortgage or obtain more information, contact the bank for further

assistance. 


Home Equity Line of Credit (HELOC)

  • Revolving line of credit used for any purpose
  • Low interest only monthly payment
  • Competitive variable interest rate
  • Checks provided by the bank are used to access available funds from your line

Home Equity Line of Credit Application 



Financial Calculators



Call today to learn more.