Checking

Prairie Community Bank offers several checking accounts to meet your needs - from the streamlined eChecking Account to our comprehensive Secure Choice Checking and interest-bearing Interest Checking accounts. All of our Personal Checking Account products are designed to deliver the features and accessibility to meet your unique individual requirements.

Why deposit your money at a community bank? When you do, it gets reinvested in the community many times over. Read more about how Prairie Community Bank helps the communities of Marengo, Union, and Elgin.

And, when you're ready to make the switch to Prairie Community Bank, start with our helpful Switch Kit.

Secure Choice Checking

$50.00 minimum to open
No minimum balance
IDProtect® – Identity theft protection service
Free Prairie Debit Card
$4.95 monthly fee

IDProtect® provides the following protection for you, your family1 and your joint account holders:

Credit Monitoring *
Total Identity Monitoring *
3-in-1 Credit Report *
Credit Score *
Up to $10,000 identity fraud expense reimbursement coverage2
Fully managed Identity Theft Resolution Services
Dedicated fraud specialist
Debit and credit card registration *

*Registration/activation required

Learn More

eChecking Account

$50.00 minimum to open
No minimum balance
Free eStatements
Free Prairie Debit Card
Free Internet Banking and Bill Pay

$3.00 per month for paper statements

Interest Checking Account

$1,000.00 minimum to open
No monthly fee with $1,000 minimum daily balance
$1,000.00 to earn interest
Interest paid monthly

$10.00 monthly fee if below minimum balance

Gold'N Silver N.O.W. Account
(Ages 60 and better)

$5.00 minimum to open
No minimum balance required
Interest paid monthly
No monthly service fee
Free Prairie Debit Card

Prairie Checking 101

Student Checking Account (ages 17 to 23)
$10.00 minimum to open
No minimum balance
Free Internet Banking and Bill Pay
Free non-Prairie ATM transactions
Free eStatements

$3.00 per month for paper statements

Premiere Money Market Account

$1,000.00 minimum to open
$1,000.00 minimum to earn interest
Interest paid monthly
No monthly fee with $1,000.00 minimum daily balance
6 (six) debits per statement cycle