Checking

Prairie Community Bank offers several checking accounts to meet your needs - from the streamlined eChecking Account to our comprehensive Secure Choice Checking and interest-bearing Interest Checking accounts.  All of our Personal Checking Account products are designed to deliver the features and accessibility to meet your unique individual requirements.

 

Why deposit your money at a community bank?  When you do, it gets reinvested in the community many times over.  Read more about how Prairie Community Bank helps the communities of Marengo, Union, and Elgin.

 

And, when you're ready to make the switch to Prairie Community Bank, start with our helpful Switch Kit.

 

Secure Choice Checking

  • $50.00 minimum to open
  • No minimum balance
  • IDProtect® – Identity theft protection service
  • Free Prairie Debit Card
  • $4.95 monthly fee

IDProtect® provides the following protection for you, your family1 and your joint account holders:

  • Credit Monitoring * 
  • Total Identity Monitoring *
  • 3-in-1 Credit Report *
  • Credit Score *
  • Up to $10,000 identity fraud expense reimbursement coverage2 
  • Fully managed Identity Theft Resolution Services
  • Dedicated fraud specialist 
  • Debit and credit card registration *

*Registration/activation required

Learn More


eChecking Account

  • $50.00 minimum to open
  • No minimum balance
  • Free eStatements
  • Free Prairie Debit Card
  • Free Internet Banking and Bill Pay

$3.00 per month for paper statements


Interest Checking Account

  • $1,000.00 minimum to open
  • No monthly fee with $1,000 minimum daily balance
  • $1,000.00 to earn interest
  • Interest paid monthly

$10.00 monthly fee if below minimum balance


Gold’N Silver N.O.W. (Ages 60 and better)

  • $5.00 minimum to open
  • No minimum balance required
  • Interest paid monthly
  • No monthly service fee
  • Free Prairie Debit Card


Prairie Checking 101

  • Student Checking Account (ages 17 to 23)
  • $10.00 minimum to open
  • No minimum balance
  • Free Internet Banking and Bill Pay
  • Free non-Prairie ATM transactions
  • Free eStatements

$3.00 per month for paper statements


Premier Money Market Account

  • $1,000.00 minimum to open
  • $1,000.00 minimum to earn interest
  • Interest paid monthly
  • No monthly fee with $1,000.00 minimum daily balance
  • 6 (six) debits per statement cycle

$10.00 monthly fee if below minimum balance


Account Agreement and Disclosure

Switch to Prairie Community Bank today!