Whether you need a savings account option that can help you achieve a long-term financial goal, or to help set aside cash reserves for a rainy day, Prairie Community Bank has you covered.  Our Savings Accounts come with management tools to help you track your balance - and like all of our accounts, Savings Accounts are insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC).  Our MarengoElgin, and Union IL branches are ready to serve you, contact us today!

Statement Savings

  • $100.00 minimum to open
  • No quarterly fee with $100.00 minimum daily balance**
  • $100.00 minimum balance to earn interest 
  • 6 debits per quarter*
  • Interest paid quarterly

Kool Kid Saving Account

  • $25.00 minimum to open
  • $25.00 minimum daily balance to earn interest
  • No monthly fee
  • 6 debits per quarter
  • Interest paid quarterly

$1.00 per debit over six

Health Savings Account


  • Qualifying High Deductible Heath plan
  • $100 Minimum to Open

Prairie Community Bank HSA Features:

  • No setup fee
  • No minimum balance
  • No monthly service fee
  • Free HSA MasterCard® debit card
  • Free Online Banking, including Estatements
  • Free Online Bill Payment
  • $100.00 minimum to earn interest
  • Interest paid monthly
  • Unlimited qualifying debits

A Health Savings Account (HSA) is designed to help eligible individuals with a High Deductible Health Plan (HDHP) save for qualified medical expenses on a tax-advantaged basis.

IRA Savings Account

  • $100.00 minimum to open
  • $100.00 minimum balance to earn interest
  • No quarterly fee with $100.00 minimum daily balance**
  • Withdrawals permitted per IRA Guidelines
  • Interest paid quarterly
  • Traditional or Roth IRA available

Club Account

  • $10.00 minimum to open
  • No minimum balance required
  • $10.00 minimum balance to earn interest
  • No monthly service fee
  • Interest is paid at maturity
  • Choose when you want your pay out May 1st or November 1st

No withdrawals permissible. 

*$3.00 per debit over six per quarter.

**$6.00 per quarter if below the minimum balance.

Account Agreement and Disclosure

Call today to get started.