Savings
Whether you need a savings account option that can help you achieve a long-term financial goal, or to help set aside cash reserves for a rainy day, Prairie Community Bank has you covered. Our Savings Accounts come with management tools to help you track your balance - and like all of our accounts, Savings Accounts are insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC). Our Marengo, Elgin, and Union IL branches are ready to serve you, contact us today!
Statement Savings
- $100.00 minimum to open
- No quarterly fee with $100.00 minimum daily balance**
- $100.00 minimum balance to earn interest
- 6 debits per quarter*
- Interest paid quarterly
Kool Kid Saving Account
- $25.00 minimum to open
- $25.00 minimum daily balance to earn interest
- No monthly fee
- 6 debits per quarter
- Interest paid quarterly
$1.00 per debit over six
Health Savings Account
Requirements:
- Qualifying High Deductible Heath plan
- $100 Minimum to Open
Prairie Community Bank HSA Features:
- No setup fee
- No minimum balance
- No monthly service fee
- Free HSA MasterCard® debit card
- Free Online Banking, including Estatements
- Free Online Bill Payment
- $100.00 minimum to earn interest
- Interest paid monthly
- Unlimited qualifying debits
A Health Savings Account (HSA) is designed to help eligible individuals with a High Deductible Health Plan (HDHP) save for qualified medical expenses on a tax-advantaged basis.
IRA Savings Account
- $100.00 minimum to open
- $100.00 minimum balance to earn interest
- No quarterly fee with $100.00 minimum daily balance**
- Withdrawals permitted per IRA Guidelines
- Interest paid quarterly
- Traditional or Roth IRA available
Club Account
- $10.00 minimum to open
- No minimum balance required
- $10.00 minimum balance to earn interest
- No monthly service fee
- Interest is paid at maturity
- Choose when you want your pay out May 1st or November 1st
No withdrawals permissible.
*$3.00 per debit over six per quarter.
**$6.00 per quarter if below the minimum balance.
Account Agreement and Disclosure