Savings
Whether you need a savings account option that can help you achieve a long-term financial goal, or to help set aside cash reserves for a rainy day, Prairie Community Bank has you covered.
Let's Grow Savings
- $50.00 initial opening deposit
- Interest paid monthly
- Free Online Banking
- Free Mobile Banking with Mobile Deposit
- Free Telephone Banking
- Free eStatements
- Free online, text and Email Alerts
Qualification Information
Must have a Let's Grow Checking account.
Reward Information
When your Grow Checking qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $100,000.00 in your account earn an interest rate of 1.9819% resulting in an APY of 2.00%; and daily balances over $100,000.00 earn an interest rate of 0.2497% on the portion of the daily balance over $100,000.00, resulting in a range from 2.00% to 1.13% APY depending on the account’s daily balance.
When linked to your Grow Checking, the following also apply:
- Let’s Grow Earnings Checking: When linked to a Let’s Grow Savings account, the interest earned within the Grow Checking account does not compound since it, along with any nationwide ATM withdrawal fee reimbursements are, automatically transferred to the Savings account within one business day. This automatic transfer may cause an overdraft to your Grow Checking, if the account balance is less than the transferred amount when the transfer occurs.
- Let’s Grow Rewards Checking: When linked to a Let’s Grow Savings account, the cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Grow Checking will be credited to your Savings account on the last day of the current statement cycle.
Simply Savings
- $100.00 initial opening deposit
- No quarterly service fee with $100 minimum daily balance**
- $100 minimum daily balance to earn interest
- Interest paid quarterly
- 6 (six) debits per quarter*
- Free Online Banking
- Free Mobile Banking with Mobile Deposit
- Free Telephone Banking
- Free eStatements
- Free online, text and Email Alerts
*$3.00 service fee for each debit greater than 6 (six) in a quarter
**$6.00 quarterly fee if below the minimum daily balance
Kool Kid Savings Account
- $25.00 initial opening deposit
- No quarterly service fee
- $25 minimum daily balance to earn interest
- Interest paid quarterly
- 6 (six) debits per quarter*
- Free Online Banking **
- Free Mobile Banking with Mobile Deposit**
- Free Telephone Banking**
- Free eStatements
- Free online, text and Email Alerts**
*$1.00 service fee for each debit greater than 6 (six) in a quarter
**some limitations apply
Health Savings Account
- Must be covered under a qualified, high deductible health plan
- $100 initial opening deposit
Prairie Community Bank HSA Features:
- No setup fee
- $100 minimum daily balance to earn interest
- No monthly service fee
- Free HSA MasterCard® Debit card
- Free Online Banking with Bill Pay
- Free Mobile Banking
- Unlimited qualifying debits
- Contributions are tax deductible
- Funds roll over year-to-year automatically
A Health Savings Account (HSA) is designed to help eligible individuals with a High Deductible Health Plan (HDHP) save for qualified medical expenses on a tax-advantaged basis.
IRA Savings Account
Club Account
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