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Current Rates

Personal Accounts

Account Minimum Balance to Open Minimum Balance to Obtain APY* Interest Rate APY*
Interest Checking $1,000.00 $1,000.00 0.30% 0.30%
Gold'n Silver N.O.W. $5.00 $0.01 0.30% 0.30%
Health Savings Account $100.00 $100.00 0.35% 0.35%
Statement Savings $100.00 $100.00 0.30% 0.30%
Kool Kid Savings $25.00 $25.00 0.30% 0.30%
Club Account $10.00 $10.00 0.30% 0.30%
IRA Savings $100.00 $100.00 0.30% 0.30%
Prairie Premier Money Market $1000.00 $1,000.00 0.50% 0.50%


$10,000.00 0.60% 0.60%


$50,000.00 1.00% 1.00%


$100,000.00 1.10% 1.11%


$250,000.00 1.20% 1.21%
Elite Money Market $25,000.00 $0.01  0.80% 0.80%


$25,000.00 1.00% 1.00%


$50,000.00 1.10% 1.11%


$100,000.00 1.20% 1.21%


$250,000.00 1.30% 1.31%
  • *APY = Annual Percentage Yield
  • Rates are effective as of 5/15/2025
  • Rates are subject to change at any time without prior notice
  • Fees may reduce earnings
 

Certificates of Deposit

Account Minimum Balance to Open Minimum Balance to Obtain APY* Interest Rate APY*
90-Day $5,000.00 $5,000.00 1.54% 1.55%
6 Month $5,000.00 $5,000.00 1.59% 1.60%
1 Year $1,000.00 $1,000.00 1.64% 1.65%
18 Month $1,000.00 $1,000.00 1.69% 1.70%
2 Year $1,000.00 $1,000.00 1.74% 1.75%
30 Month $1,000.00 $1,000.00 1.84% 1.85%
3 Year $1,000.00 $1,000.00 1.84% 1.85%
4 Year $1,000.00 $1,000.00 1.89% 1.90%
5 Year $1,000.00 $1,000.00 1.99% 2.00% 

Certificates of Deposit Promotional Rates

Account Minimum Balance to Open Minimum Balance to Obtain APY* Interest Rate APY*
7 Month $1,000.00 $1,000.00 3.70% 3.75%
13 Month $1,000.00 $1,000.00 3.60% 3.65%
23 Month $1,000.00 $1,000.00 3.45% 3.50%
  • *APY=Annual Percentage Yield
  • Rates are effective as of  5/15/2025
  • Rates are subject to change at any time without prior notice
  • Substantial penalty for early withdrawal from certificates of deposit
  • Annual percentage yield assumes rate remains the same for one year on maturities less than one year and that interest is added to the principal on all accounts
  • Fees may reduce earnings

Business Accounts

Account Minimum Balance to Open Minimum Balance to Obtain APY* Interest Rate APY*
Business Interest Checking $5,000.00 $5,000.00 0.30% 0.30%
Prairie's Community Checking $2,500.00 $2,500.00 0.30% 0.30%
Business Savings $500.00 $500.00 0.30% 0.30%
Business Money Market $2,500.00 $2,500.00 0.60% 0.60%


$50,000.00 1.00% 1.00%


$100,000.00 1.10% 1.11%


$250,000.00 1.20% 1.21%
  • *APY=Annual Percentage Yield
  • Rates are effective as of 5/15/2025
  • Rates are subject to change at any time without prior notice
  • Fees may reduce earnings
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