Dream Big with our special HELOC Promotion:
4.99% APR*
Introductory fixed rate for the first 6 months
6.75% APR*
Current variable rate
A Home Equity Line of Credit (HELOC) from Prairie Community Bank gives you access to the equity you've built in your home as a line of credit you can access as you need it. Whether you’re adding on, renovating, or needing to cash out your equity for another purpose, we’re here to help. Call or stop by to learn more and apply today, or tap/click the button below to begin your application online.
Questions? Contact us for assistance!
**APR (Annual percentage rate). The introductory rate of 4.99% APR is for the first 6-month period. After the introductory period, the remaining 5-year term of the loan will revert to floating with Prime, which is a variable rate based on the Prime Rate published in the Wall Street Journal’s “Money Rates” column (the “Index”). The current Prime Rate as of 5/1/2026 is 6.75%. The minimum APR could be 4.00% with a maximum APR of 18.00%. A $250 application fee applies. Will include an annual fee of $50. If you cancel your HELOC loan within 12 months of opening, a cancellation fee of $175 will apply. This offer is only valid for new applications on new money. You must carry insurance on the property that secures this loan. The maximum loan to value is 80%. Limited to owner occupied, 1-4 family residences in Illinois and are subject to credit approval. Consult your tax advisor about the deductibility of interest. Rates, terms and conditions are subject to change without notice. Offer good through December 31, 2026.