Current Rates
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Personal Accounts
| Account | Minimum Balance to Open | Minimum Balance to Obtain APY* | Interest Rate |
|---|---|---|---|
| Interest Checking | $1,000.00 | $1,000.00 | 0.05% |
| Gold'n Silver N.O.W. | $5.00 | $0.01 | 0.05% |
| Health Savings Account | $100.00 | $100.00 | 0.20% |
| Statement Savings | $100.00 | $100.00 | 0.10% |
| Kool Kid Savings | $25.00 | $25.00 | 0.10% |
| Club Account | $10.00 | $10.00 | 0.10% |
| IRA Savings | $100.00 | $100.00 | 0.10% |
| | | | |
| Premier Money Market | $1000.00 | $1,000.00 | 0.05% |
| | | $10,000.00 | 0.10% |
| | | $50,000.00 | 0.35% |
| | | $100,000.00 | 0.50% |
| | | $250,000.00 | 0.55% |
- *APY = Annual Percentage Yield
- Rates are effective as of 4/6/18
- Rates are subject to change at any time without prior notice.
- Fees may reduce earnings
Certificates of Deposit
| Account | Minimum Balance to Open | Minimum Balance to Obtain APY* | Interest Rate | APY* |
|---|---|---|---|---|
| 90 Day | $5,000.00 | $5,000.00 | 0.05% | 0.05% |
| 6 Month | $5,000.00 | $5,000.00 | 0.10% | 0.10% |
| 1 Year | $1,000.00 | $1,000.00 | 0.15% | 0.15% |
| 18 Month | $1,000.00 | $1,000.00 | 0.20% | 0.20% |
| 2 Year | $1,000.00 | $1,000.00 | 0.30% | 0.30% |
| 30 Month | $1,000.00 | $1,000.00 | 0.35% | 0.35% |
| 3 Year | $1,000.00 | $1,000.00 | 0.50% | 0.50% |
| 4 Year | $1,000.00 | $1,000.00 | 0.80% | 0.80% |
| 5 Year | $1,000.00 | $1,000.00 | 1.00% | 1.00% |
Certificates of Deposit Promotional Rates
| Account | Minimum Balance to Open | Minimum Balance to Obtain APY* | Interest Rate | APY* |
|---|---|---|---|---|
15 Month Special | $1,000.00 | $1,000.00 | 1.84% | 1.85% |
32 Month Special | $1,000.00 | $1,000.00 | 2.23% | 2.25% |
- *APY=Annual Percentage Yield
- Rates are effective as of 4/6/18.
- Rates are subject to change at any time without prior notice.
- Substantial penalty for early withdrawal from certificates of deposit.
- Annual percentage yield assumes rate remains the same for one year on maturities less than one year and that interest is added to the principal on all accounts.
- Fees may reduce earnings.
Business Accounts
| Account | Minimum Balance to Open | Minimum Balance to Obtain APY* | Interest Rate | APY* |
|---|---|---|---|---|
| Business Interest Checking | $5,000.00 | $5,000.00 | 0.05% | 0.05% |
| Prairie's Community Checking | $2,500.00 | $2,500.00 | 0.05% | 0.05% |
| Business Savings | $500.00 | $500.00 | 0.10% | 0.10% |
| Business Money Market | $2,500.00 | $2,500.00 | 0.10% | 0.10% |
| | | $50,000.00 | 0.20% | 0.20% |
| | | $100,000.00 | 0.25% | 0.25% |
| | | $250,000.00 | 0.30% | 0.30% |
- *APY=Annual Percentage Yield
- Rates are effective as of 4/6/18.
- Rates are subject to change at any time without prior notice.
- Fees may reduce earnings.