Current Rates


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Personal Accounts

Account

Minimum Balance
 to Open		 Minimum Balance
to Obtain APY*		 Interest
Rate
APY*
 
Interest Checking $1,000.00 $1,000.00 0.05% 0.05%
Gold'n Silver N.O.W. $5.00 $0.01  0.05%
 0.05%
Health Savings Account $100.00 $100.00 0.20% 0.20%
Statement Savings $100.00 $100.00 0.10% 0.10%
Kool Kid Savings $25.00 $25.00 0.10% 0.10%
Club Account $10.00 $10.00 0.10% 0.10%
IRA Savings $100.00 $100.00 0.10% 0.10%





Prairie Premier Money Market $1000.00 $1,000.00 0.05% 0.05%


$10,000.00 0.10% 0.10%


$50,000.00 0.35% 0.35%


$100,000.00 0.50% 0.50%


$250,000.00 0.55% 0.55%
Elite Money Market $0.01  $0.01 0.10% 0.10%

$25,000.00 $25,000.00 0.75% 0.75%

$50,000.00 $50,000.00 1.25% 1.25%

$100,000.000 $100,000.000
1.25%
1.25%

$250,000.000 $250,000.000
1.25%
1.25%
  • *APY = Annual Percentage Yield
  • Rates are effective as of 1/21/20
  • Rates are subject to change at any time without prior notice.
  • Fees may reduce earnings


Certificates of Deposit

Account

Minimum Balance
 to Open		 Minimum Balance
 to Obtain APY*		 Interest
Rate		 APY*

90 Day $5,000.00 $5,000.00 0.10% 0.10%
6 Month $5,000.00 $5,000.00
0.15% 0.15%
1 Year $1,000.00 $1,000.00
0.20% 0.20%
18 Month $1,000.00 $1,000.00
0.25% 0.25%
2 Year $1,000.00
$1,000.00
0.30% 0.30%
30 Month $1,000.00
$1,000.00
0.45% 0.45%
3 Year $1,000.00
$1,000.00
0.55% 0.55%
4 Year $1,000.00
$1,000.00
0.80% 0.80%
5 Year $1,000.00
$1,000.00
1.24% 1.25% 


Certificates of Deposit Promotional Rates

Account

 Minimum Balance
 to Open
 Minimum Balance
 to Obtain APY*		 Interest
Rate		 APY*
8 Month Special

$1,000.00

$1,000.00

1.55%

1.56%









  • *APY=Annual Percentage Yield
  • Rates are effective as of 1/21/20.
  • Rates are subject to change at any time without prior notice.
  • Substantial penalty for early withdrawal from certificates of deposit.
  • Annual percentage yield assumes rate remains the same for one year on maturities less than one year and that interest is added to the principal on all accounts.
  • Fees may reduce earnings.


Business Accounts

Account

Minimum Balance
 to Open		 Minimum Balance
 to Obtain APY*		 Interest
Rate		 APY*

Business Interest Checking $5,000.00 $5,000.00
0.05% 0.05%
Prairie's Community Checking $2,500.00 $2,500.00
0.05% 0.05%
Business Savings $500.00 $500.00 0.10% 0.10%
Business Money Market $2,500.00 $2,500.00
0.10% 0.10%


$50,000.00 0..35% 0..35%


$100,000.00 0.50% 0.50%


$250,000.00 0.55% 0.55%
  • *APY=Annual Percentage Yield
  • Rates are effective as of  1/21/20.
  • Rates are subject to change at any time without prior notice. 
  • Fees may reduce earnings.