Current Rates
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Personal Accounts
| Account |
Minimum Balance to Open |
Minimum Balance to Obtain APY* |
Interest Rate |
APY*
|
|---|---|---|---|---|
| Interest Checking | $1,000.00 | $1,000.00 | 0.30% | 0.30% |
| Gold'n Silver N.O.W. | $5.00 | $0.01 | 0.30% |
0.30% |
| Health Savings Account | $100.00 | $100.00 | 0.35% | 0.35% |
| Statement Savings | $100.00 | $100.00 | 0.30% | 0.30% |
| Kool Kid Savings | $25.00 | $25.00 | 0.30% | 0.30% |
| Club Account | $10.00 | $10.00 | 0.30% | 0.30% |
| IRA Savings | $100.00 | $100.00 | 0.30% | 0.30% |
| Prairie Premier Money Market | $1000.00 | $1,000.00 | 0.50% | 0.50% |
| $10,000.00 | 0.60% | 0.60% | ||
| $50,000.00 | 1.00% | 1.00% | ||
| $100,000.00 | 1.10% | 1.11% | ||
| $250,000.00 | 1.20% | 1.21% | ||
| Elite Money Market | $0.01 | $0.01 | 0.80% | 0.80% |
| $25,000.00 | $25,000.00 | 1.00% | 1.00% | |
| $50,000.00 | $50,000.00 | 1.10% | 1.11% | |
| $100,000.000 | $100,000.000 |
1.20%
|
1.21%
|
|
| $250,000.000 | $250,000.000 |
1.30%
|
1.31%
|
- *APY = Annual Percentage Yield
- Rates are effective as of 1/12/2023.
- Rates are subject to change at any time without prior notice.
- Fees may reduce earnings
Certificates of Deposit
| Account |
Minimum Balance to Open |
Minimum Balance to Obtain APY* |
Interest Rate |
APY* |
|---|---|---|---|---|
| 90 Day | $5,000.00 | $5,000.00 | 0.55% | 0.55% |
| 6 Month | $5,000.00 | $5,000.00 |
0.60% | 0.60% |
| 1 Year | $1,000.00 | $1,000.00 |
0.65% | 0.65% |
| 18 Month | $1,000.00 | $1,000.00 |
0.70% | 0.70% |
| 2 Year | $1,000.00 |
$1,000.00 |
0.75% | 0.75% |
| 30 Month | $1,000.00 |
$1,000.00 |
0.85% | 0.85% |
| 3 Year | $1,000.00 |
$1,000.00 |
0.85% | 0.85% |
| 4 Year | $1,000.00 |
$1,000.00 |
0.90% | 0.90% |
| 5 Year | $1,000.00 |
$1,000.00 |
1.00% | 1.00% |
Certificates of Deposit Promotional Rates
| Account |
Minimum Balance to Open |
Minimum Balance to Obtain APY* |
Interest Rate |
APY* |
|---|---|---|---|---|
13 Month |
$1,000.00 |
$1,000.00 |
3.55% | 3.60% |
23 Month |
$1,000.00 | $1,000.00 | 3.50% | 3.55% |
- *APY=Annual Percentage Yield
- Rates are effective as of 1/12/2023.
- Rates are subject to change at any time without prior notice.
- Substantial penalty for early withdrawal from certificates of deposit.
- Annual percentage yield assumes rate remains the same for one year on maturities less than one year and that interest is added to the principal on all accounts.
- Fees may reduce earnings.
Business Accounts
| Account |
Minimum Balance to Open |
Minimum Balance to Obtain APY* |
Interest Rate |
APY* |
|---|---|---|---|---|
| Business Interest Checking | $5,000.00 | $5,000.00 |
0.30% | 0.30% |
| Prairie's Community Checking | $2,500.00 | $2,500.00 |
0.30% | 0.30% |
| Business Savings | $500.00 | $500.00 | 0.30% | 0.30% |
| Business Money Market | $2,500.00 | $2,500.00 |
0.60% | 0.60% |
| $50,000.00 | 1.00% | 1.00% | ||
| $100,000.00 | 1.10% | 1.11% | ||
| $250,000.00 | 1.20% | 1.21% |
- *APY=Annual Percentage Yield
- Rates are effective as of 1/12/2023.
- Rates are subject to change at any time without prior notice.
- Fees may reduce earnings.