Current Rates


Scroll to the left to view the rest of the table.

Personal Accounts

Account

Minimum Balance
 to Open
Minimum Balance
to Obtain APY*
Interest
Rate
APY*

Interest Checking $1,000.00 $1,000.00 0.30% 0.30%
Gold'n Silver N.O.W. $5.00 $0.01  0.30%
0.30%
Health Savings Account $100.00 $100.00 0.35% 0.35%
Statement Savings $100.00 $100.00 0.30% 0.30%
Kool Kid Savings $25.00 $25.00 0.30% 0.30%
Club Account $10.00 $10.00 0.30% 0.30%
IRA Savings $100.00 $100.00 0.30% 0.30%





Prairie Premier Money Market $1000.00 $1,000.00 0.50% 0.50%


$10,000.00 0.60% 0.60%


$50,000.00 1.00% 1.00%


$100,000.00 1.10% 1.11%


$250,000.00 1.20% 1.21%
Elite Money Market $0.01  $0.01 0.80% 0.80%

$25,000.00 $25,000.00 1.00% 1.00%

$50,000.00 $50,000.00 1.10% 1.11%

$100,000.000 $100,000.000
1.20%
1.21%

$250,000.000 $250,000.000
1.30%
1.31%
  • *APY = Annual Percentage Yield
  • Rates are effective as of 1/12/2023.
  • Rates are subject to change at any time without prior notice.
  • Fees may reduce earnings


Certificates of Deposit

Account

Minimum Balance
 to Open
Minimum Balance
 to Obtain APY*
Interest
Rate
APY*

90 Day $5,000.00 $5,000.00 0.55% 0.55%
6 Month $5,000.00 $5,000.00
0.60% 0.60%
1 Year $1,000.00 $1,000.00
0.65% 0.65%
18 Month $1,000.00 $1,000.00
0.70% 0.70%
2 Year $1,000.00
$1,000.00
0.75% 0.75%
30 Month $1,000.00
$1,000.00
0.85% 0.85%
3 Year $1,000.00
$1,000.00
0.85% 0.85%
4 Year $1,000.00
$1,000.00
0.90% 0.90%
5 Year $1,000.00
$1,000.00
1.00% 1.00% 


Certificates of Deposit Promotional Rates


Account

Minimum Balance
 to Open
Minimum Balance
 to Obtain APY*
Interest
Rate
APY*

13 Month
$1,000.00
$1,000.00
3.55% 3.60% 
23 Month
$1,000.00 $1,000.00 3.50% 3.55%
  • *APY=Annual Percentage Yield
  • Rates are effective as of 1/12/2023.
  • Rates are subject to change at any time without prior notice.
  • Substantial penalty for early withdrawal from certificates of deposit.
  • Annual percentage yield assumes rate remains the same for one year on maturities less than one year and that interest is added to the principal on all accounts.
  • Fees may reduce earnings.


Business Accounts

Account

Minimum Balance
 to Open
Minimum Balance
 to Obtain APY*
Interest
Rate
APY*

Business Interest Checking $5,000.00 $5,000.00
0.30% 0.30%
Prairie's Community Checking $2,500.00 $2,500.00
0.30% 0.30%
Business Savings $500.00 $500.00 0.30% 0.30%
Business Money Market $2,500.00 $2,500.00
0.60% 0.60%


$50,000.00 1.00% 1.00%


$100,000.00 1.10% 1.11%


$250,000.00 1.20% 1.21%
  • *APY=Annual Percentage Yield
  • Rates are effective as of 1/12/2023.
  • Rates are subject to change at any time without prior notice. 
  • Fees may reduce earnings.